LegalUpdated April 9, 2026

Terms & Conditions

These terms govern access to talktoai.chat and describe acceptable use, billing expectations, and limitations of the service.

Eligibility and account responsibility

You are responsible for maintaining accurate account information and for activity that occurs through your account credentials or other sign-in methods made available in the product.

You must not use the service in violation of applicable law, to infringe intellectual property rights, or to process content you are not authorized to share.

Acceptable use

You may not attempt to bypass plan limits, abuse model providers, scrape other users' data, reverse engineer private systems, or interfere with normal platform operation.

We may suspend or restrict access if usage creates security risk, excessive cost, fraud exposure, or legal liability.

AI output disclaimer

Model responses can be inaccurate, incomplete, biased, or outdated. You are responsible for reviewing outputs before using them in professional, legal, medical, financial, or safety-critical contexts.

We do not guarantee that any specific model will remain available, perform identically over time, or produce uninterrupted output.

Billing and subscriptions

Paid access is offered through subscription plans that renew automatically until canceled. Pricing, included limits, and plan names may change as the product evolves.

Billing issues, renewals, cancellations, and reactivations are managed through the account area and processed through Stripe where configured.

Termination

You may stop using the service at any time. We may suspend or terminate accounts involved in fraud, abuse, non-payment, or repeated violations of these terms.

Termination does not erase obligations that arose before termination, including outstanding fees or legal compliance requirements.

Limitation of liability

To the maximum extent permitted by law, talktoai.chat is provided on an as-is and as-available basis without warranties of uninterrupted availability or fitness for a particular purpose.

Our total liability for claims related to the service will be limited to the amount paid for the service in the period directly preceding the event giving rise to the claim.